Pre-paid funeral plans:simple answers to common questionsIt is exactly what it says, You arrange your funeral and payfor it in advance, so it is set up and ready for when you die.An 'over 50', or whole life'plan has more in common with anleaving their family to make hard decisions at a tme when theyThere are two parts to the cost you pay for any funeral-month, However, they ncluding a funeral which you pay for in advance. The firstis the tuneral directors charges and the second is whatare based upon receiving a foxed amount of money back at thetime of death, and this may decrease in value over time in ight are known as disbursements. These are anything which isof inflation. You often also have to pay every month until such charged to you via the funeral director by another companytime as you die, meaning you may pay back more tan youwilever receive and, if you need to stop paying, you mayIn some ways, the purchase of a pre-paid plan is no difterentshoud be the same. You should make sure that it is suitableman difference in plans is to what extent they charge you forthese sets of fees and how they deal with the oosts of etherwont cover Pians are structured in many different ways and it isor they may say they wnill only cover their charges to a certainSome plan providers may not let you have a wide choice ofpayment at the time ofl death, as the plan does not covercomes and you should clarity this if it's important to you. itFREEMANBROTHERSalso might be useful to consider where you buy the plan fromHo 6Aquarantees They may pay the funeral director's costs infull large or small, while some are purely companies that sell pre-Nli they will only cover both sets of charges up to a certain cost or of whicFreeman Brot ers is a member, suggests that plansHanTake away the inancial worry frowur loved ones with apre paid Funeral Planthe one offered by Freeman Brothers,give an assurancethat What should I do if I am unsure about my current plan?nothing covered by the plán will ever need to be paid for againThese offer the greatest level of protection for the plan holder makes it clearguarantees have been put in place. If you don t have this, orIt should be made clear to you when you take out a plan, whatany of the sum you pay is not going to be put into the plancommission to who has sold it to you, and so on. For example,alof the money you pay to Freeman Brothers for a pre-paldThis is why it is often better to use a firm you know and trustthe tax implications that there might be in ghving a gift. Somepeople worry about their wishes being followed once they die If you are interested in a pre-paid funeral plan fromand feel that paying in advance means their requests are more Freeman Brothers, or if you have any questions about pre-lkely to be adhered to. Others simply find that the plan gives payment plans generally, please do call us on 01293 540000hem peace of mind and helps them to feel that they are not and one of our knowledgeable staff will be happy to assist.01293 540000

Date: 09 November 2017

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Pre-paid funeral plans: simple answers to common questions It is exactly what it says, You arrange your funeral and pay for it in advance, so it is set up and ready for when you die. An 'over 50', or whole life'plan has more in common with an leaving their family to make hard decisions at a tme when they There are two parts to the cost you pay for any funeral- month, However, they ncluding a funeral which you pay for in advance. The first is the tuneral directors charges and the second is what are based upon receiving a foxed amount of money back at the time of death, and this may decrease in value over time in ight are known as disbursements. These are anything which is of inflation. You often also have to pay every month until such charged to you via the funeral director by another company time as you die, meaning you may pay back more tan you wilever receive and, if you need to stop paying, you may In some ways, the purchase of a pre-paid plan is no difterent shoud be the same. You should make sure that it is suitable man difference in plans is to what extent they charge you for these sets of fees and how they deal with the oosts of ether wont cover Pians are structured in many different ways and it is or they may say they wnill only cover their charges to a certain Some plan providers may not let you have a wide choice of payment at the time ofl death, as the plan does not cover comes and you should clarity this if it's important to you. it FREEMAN BROTHERS also might be useful to consider where you buy the plan from Ho 6Aquarantees They may pay the funeral director's costs infull large or small, while some are purely companies that sell pre- Nli they will only cover both sets of charges up to a certain cost or of whicFreeman Brot ers is a member, suggests that plans Han Take away the inancial worry fro wur loved ones with a pre paid Funeral Plan the one offered by Freeman Brothers,give an assurancethat What should I do if I am unsure about my current plan? nothing covered by the plán will ever need to be paid for again These offer the greatest level of protection for the plan holder makes it clear guarantees have been put in place. If you don t have this, or It should be made clear to you when you take out a plan, what any of the sum you pay is not going to be put into the plan commission to who has sold it to you, and so on. For example, alof the money you pay to Freeman Brothers for a pre-pald This is why it is often better to use a firm you know and trust the tax implications that there might be in ghving a gift. Some people worry about their wishes being followed once they die If you are interested in a pre-paid funeral plan from and feel that paying in advance means their requests are more Freeman Brothers, or if you have any questions about pre- lkely to be adhered to. Others simply find that the plan gives payment plans generally, please do call us on 01293 540000 hem peace of mind and helps them to feel that they are not and one of our knowledgeable staff will be happy to assist. 01293 540000

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